Consumer Law + Process & Results
Done'-For- You Credit Repair Starting at $250
CREDIT REPAIR THAT STARTS WITH WHAT’S ACTUALLY ON YOUR REPORT.
You don't need to commit to an expensive, long-term credit repair program just to get started.
The Credit Redeemer™ gives you an opportunity to address the negative information currently appearing on your credit reports through an initial credit repair process starting at $250 for up to 5 negative accounts.
Have more than 5?
Additional negative accounts are only $50 each.
No guaranteed deletions. No false identity theft claims. No generic promises.
Just a real process designed to challenge inaccurate, inconsistent, incomplete, or questionable credit reporting.
YOUR CREDIT REPORT TELLS A STORY.
But is everything being reported accurately?
A collection may show different information from one bureau to another.
A charge-off may contain conflicting balances, statuses, dates, or payment information.
An account may have late-payment information that doesn't align with other information being reported.
That's why The Credit Redeemer doesn't begin by promising to “wipe” your credit report clean.
We begin by reviewing what's actually being reported.
Your three-bureau credit report is reviewed to identify negative accounts and potential reporting issues that can be addressed with the credit bureaus.
How The Process Works
01. WE REVIEW YOUR CREDIT
Your three-bureau credit report is analyzed to identify your negative accounts and how they're currently reporting across Equifax, Experian, and TransUnion.
You'll receive a breakdown of what was identified and your exact cost before beginning services.
02. YOU COMPLETE ONBOARDING
Once you decide to move forward, you'll complete your Credit Redeemer onboarding process.
This includes confirming your current information, completing the required identity documentation, addressing outdated personal information where appropriate, and completing the preliminary steps necessary to prepare your credit file.
03. WE CHALLENGE THE REPORTING
The Credit Redeemer prepares your initial disputes based on the reporting issues identified within your negative accounts.
The appropriate disputes are prepared for the credit bureaus where each account is reporting.
04. THE CREDIT BUREAUS INVESTIGATE
Once your disputes are submitted, the credit bureaus conduct their investigations.
Results vary.
An account may be:
Deleted.
Corrected.
Updated.
Verified.
There is no guaranteed outcome.
05. YOU DECIDE WHAT HAPPENS NEXT
This is what makes the new Credit Redeemer process different.
You are not automatically committing yourself to months of continued service.
Once your initial results are received, we'll review what happened.
If you're satisfied with your results, you're done.
If negative accounts remain and you want to continue challenging them, we'll determine what the next appropriate step is and provide separate pricing for continued services.
You decide whether you want to continue.
What Happens Next?
WHAT HAPPENS IF SOMETHING COMES BACK VERIFIED?
Then we look at what happened.
A verified account doesn't automatically mean the process ends, and it doesn't automatically mean you need to continue.
Your investigation results give us additional information.
Depending on the account and the response received, additional options may include further credit bureau disputes, direct disputes with furnishers, debt validation, Method of Verification requests, consumer complaints, regulatory escalation, or other appropriate action.
Those services are not automatically included in your initial Credit Repair service.
If additional work is appropriate, you'll receive an explanation of the recommended next step and its cost.
You choose whether you want to continue.
WHAT THIS SERVICE IS NOT
The Credit Redeemer does not promise overnight credit repair.
We do not guarantee deletions.
We do not guarantee score increases.
We do not guarantee approvals for homes, apartments, vehicles, credit cards, or financing.
And we do not instruct consumers to falsely report legitimate accounts as identity theft.
We challenge credit reporting through a legitimate consumer dispute process.
Our promise is simple:
We don't guarantee results. We guarantee process.
WHY START WITH ONE ROUND?
Because we don't know what needs to happen next until we know what happens first.
Some consumers may experience deletions during their initial disputes.
Others may receive corrections or updates.
Some accounts may remain verified and require additional attention.
Instead of automatically charging you for months of services before those results exist, your initial Credit Repair service allows us to start with the information currently being reported and see what the investigation produces.
Then you make an informed decision about whether continuing makes sense for you.
FREQUENTLY ASKED QUESTIONS
How much does credit repair cost?
Services start at $250 for up to 5 negative accounts. Each additional negative account is $25.
What counts as a negative account?
Depending on your credit report, negative accounts may include collections, charge-offs, repossessions, late-payment accounts, paid collections, and other accounts containing derogatory reporting.
Your report will be reviewed to determine which accounts are included.
If one account is on all three bureaus, do I pay for it three times?
No.
One account is counted as one negative account even when it appears across Equifax, Experian, and TransUnion.
Does $250 guarantee that my accounts will be deleted?
No.
Credit reporting agencies, creditors, furnishers, and collectors control their investigation responses. The Credit Redeemer cannot guarantee deletion or any particular result.
What if I have fewer than 10 negative accounts?
The initial service is still $250.
The $250 service includes up to 5 negative accounts; it is not a per-account minimum purchase.
What if I have more than 5?
Each additional negative account is $50.
How long does the service last?
Your initial service covers one initial credit bureau dispute phase rather than an ongoing monthly or 90-day credit repair program.
The timing of bureau investigations and responses can vary.
What happens after I receive my results?
We'll review them.
If you're satisfied, you're finished.
If accounts remain and you would like additional assistance, continued credit repair or escalation can be purchased separately.
Is certified mail included?
No. If certified mail is used, mailing costs are separate and are the client's responsibility.
Are additional disputes included in my $250?
No.
Your initial service covers your first credit bureau dispute phase. Subsequent dispute rounds, direct furnisher disputes, CFPB complaints, Method of Verification requests, debt validation, regulatory escalation, pre-litigation services, or other additional work are separately priced.
YOU DON'T HAVE TO FIX EVERYTHING TODAY.
You just have to start.
You may have five negative accounts.
You may have twenty.
You may not even understand everything you're looking at on your credit report.
That's what the analysis is for.
We'll identify what's reporting, determine which negative accounts are included, and give you a clear price for getting started.
CREDIT REPAIR STARTING AT $250
Up to 5 negative accounts included.
Additional accounts: $50 each.
No deletion guarantees.
No long-term commitment required for the initial service.
No requirement to purchase additional services after your initial results.
Start with the first step. See what happens. Then decide what's next.
THE CREDIT REDEEMER™
We don't guarantee results. We guarantee process.
Understanding Our Rates
SIMPLE PRICING.
Starting at $250
Your initial Credit Repair service includes:
Up to 10 negative accounts | $250
Have more than 10 negative accounts?
Each additional account | $25
For example:
14 negative accounts = $350
20 negative accounts = $500
30 negative accounts = $750
An account is counted once, even when that same account appears on more than one credit bureau.
Your exact account count and service price will be determined during your credit analysis.
[ GET MY CREDIT ANALYSIS ]
WHAT'S INCLUDED?
Your initial Credit Repair service includes:
✓ Three-bureau credit report review
✓ Review of the negative accounts included in your service
✓ Identification of reporting inconsistencies and potential inaccuracies
✓ Credit Redeemer onboarding process
✓ Guidance for cleaning up outdated personal information
✓ Initial credit bureau dispute preparation
✓ Bureau-specific disputes based on where your accounts are reporting
✓ Organization of your initial dispute packet
✓ Review of your credit bureau investigation results
Your service is designed to give you a complete first step without requiring you to purchase continued escalation before we even know what the first investigation will produce.