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October 3-7 | Starting at $500The Reset Retreat: Yucca Valley
90-Day Credit Redeemer Plan
The 90-Day Credit Redeemer Plan is a comprehensive credit case-management service for consumers who need more than generic dispute templates or automated letters.
During the 90-day service period, your three-bureau credit reports, negative accounts, supporting documentation, and applicable responses will be carefully reviewed. A personalized course of action will be developed based on the facts and reporting associated with your individual credit file.
Because every credit profile is different, the actions taken and correspondence prepared may vary by account. No single method is automatically applied to every creditor, collector, furnisher, or credit bureau.
Comprehensive review of your Equifax, Experian, and TransUnion credit reports
Personalized 90-day action plan
Review of up to five negative accounts
Identification of inaccurate, incomplete, inconsistent, outdated, or questionable reporting
Preparation of data-specific correspondence for applicable credit bureaus, furnishers, or collectors
Review of responses and investigation results received during the service period
Appropriate follow-up and escalation based on the facts and documentation of your case
Certified-mail packet preparation
Case updates throughout the 90-day service period
Final case assessment and recommended next steps
What’s Included
How The Process Works
Review
Your three-bureau credit reports, negative accounts, and available supporting documentation are reviewed to identify the specific issues affecting your credit file.
Action
Correspondence is prepared according to the reporting, documentation, and circumstances surrounding each applicable account.
Follow-Up
Responses received during the service period are reviewed to determine whether additional action or escalation is appropriate.
Each case is handled according to its individual facts and documentation. The actions taken, recipients contacted, and escalation methods used may differ from one account to another. Not every case will require or qualify for every available action.
Understanding the Five-Account Limit
The plan covers up to five individual negative accounts.
If the same account appears on Equifax, Experian, and TransUnion, it is generally counted as one account—not three separate accounts.
Additional accounts may be added for an additional fee after your credit reports have been reviewed.
What Happens After Enrollment
After enrolling, you will receive your service agreement and onboarding instructions by email.
You will be asked to provide the required identification, proof of address, current credit reports, supporting documentation, and authorization needed to begin your file.
The 90-day service period begins according to the terms provided in your service agreement and onboarding documents.
Important Disclosure
The Credit Redeemer does not guarantee deletions, credit-score increases, approvals, or any specific outcome. Results depend on the accuracy of the information being reported, available documentation, responses from the applicable companies, and the individual circumstances of each credit file.
Ready to Begin?